This course provides students with a rich look at the historical and contemporary factors that have shaped America's wealth gaps. By studying the economic impacts of systemic forces such as discriminatory housing, predatory lending, and unbanking, students will develop a deep financial understanding of today's urban communities. Students will also explore their own financial awareness and exposure, creating personalized financial histories and empowerment plans. By breaking the silence on topics such as credit scores, auto purchases, renting vs. owning a home, insurance, retirement plans, debt management, and investing, Urban Financial Literacy will prepare students for a financially healthy life at Penn and beyond. The course will also explore larger financial examples and case studies, including endowment funds and major foundations, the promises and perils of sports and entertainment, start-ups and the gig economy, and more. In contrasting the opportunity and excess that is possible, with the debilitating realities of intergenerational poverty in America, the idea is that students will end the course with a robust appreciation for financial literacy, a portfolio of practical strategies, and a commitment to create new possibilities for financial wellness.
Section 301 - SEM
M 0430PM-0730PM