Health judgments (ohp1)

Health insurance can be provided by the government or by private companies. Insurance covers different things. Almost all insurance covers emergency-room care for heart attacks. Almost no insurance covers in-vitro fertilization (artificial insemination) for couples who cannot conceive a child. There are hundreds of such treatments or preventive measures that could be covered or not.

Suppose that a commission were appointed to try to draw up a list of priorities for insurance coverage. The idea would be that each insurer would go down the list until it ran out of money. Heart-attack treatment would be near the top of the list, so all insurers would cover it. Insureres with a lot of money might cover the top 500 treatments. Insurers with less might cover only 400. Suppose there was a law about this. The law says that, if you cover one treatment, you must cover everything above it on the list, unless you get special permission.

In such a situation, insurers must decide how to spend their money most wisely. Judgments of the importance of curing or preventing various conditions will play a role.

In the items that follow, you will rate the value of treating or preventing various conditions. There are two kinds of items. One has a dark grayish background and provides information about cost. When you respond to this item, take the cost of the treatment into account. 48 items are of this type. The other type has a dark red background, and it involves only the treatment. This is about the benefit of the treatment alone, irrespective of cost. 16 items are of this type, for a total of 64.

In each item, you provide a numerical rating, but you do this by clicking on arrows or on a scale. At the end, you will have a chance to examine and change the priority list that resulted from your rsponses.