Students in the Post-Baccalaureate Core Studies and Specialized Studies Programs are eligible for Federal Stafford Loans. Students must be registered at least half-time (two course units) for each semester of attendance. In summer, one course unit is considered half-time. The loan amounts for dependent and independent students are available on the Student Financial Services website (click on Penn Plan then Post-Baccalaureate). The parents of dependent students may apply for a PLUS loan. Optional loans such as the Penn Citi-Assist Program may also be available. Students are eligible for one year only.